What happens to the losers?

http://politics.slashdot.org/comments.pl?sid=122470&cid=10300421

He didn't answer the question I most wanted answers: What happens to the losers in a Liberitarian society? What will happen to the people who, through no fault of their own, can't find a job or become productive members of society? Or those who become invalids?

Two examples: My fiancee worked hospice care for mentally disabled adults. One of them was a guy who got blindsided by an SUV while he was on his motorcycle. He went from being a well-paid metal worker to a grown man with the mental skills of a two-year old. Would the burden of his care be placed on his family, or the family of the person who hit him? Neither of them could support his care.

My future brother-in-law has muscular dystrophy, and has gone from walking around and caring for himself to a wheelchair and complete dependence on others in six months. He gets some help from MDA, but without government assistance my future mother-in-law could not afford treatments for him that could extend his life so he could be cured in the future. Does he deserve to die because he was born with a congenital disease? And I don't trust that a donations-funded organization could provide for him. What happens when they have a bad year? Would his medication be cut? Would his therapy and school aid be dropped because they can't afford it?

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